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Saturday, October 17, 2009

benefits

So arriving in my work email (which I'm checking via webmail, but most people only check in office), is the "open enrollment coming up" email. It states, "Additional details are on the way in the coming weeks." Yes, weeks as in plural. Problem is, open enrollment starts in a week from Monday. Hello!! Don't we need our information BEFORE open enrollment starts???? Like, duh, that would help! Especially since our medical insurance provider is changing (back to the one we had just before the buyout), our dental insurance provider is changing (not that it matters to me - I have a cheaper plan on my own), our pharmacy benefits are changing to a new provider, and there are new eligibilty criteria for the upcoming year. So it's not like we can just elect to re-up everything we've got, since EVERYTHING is changing. Even our Flex Spend is changing - the max amount is higher now.

Timing, people, timing. It makes a world of a difference.

So once I get my packet (Monday, hopefully????), I'll have to begin the whole "provider search" to make sure my primary care plus my two specialists plus the new specialist I'm seeing the 2nd to last day on the current plan are on the new plan. If the new one is not on the plan, I'll be cancelling her in the next week or two. No sense in going to see her once and then having to turn around and do another "new patient exam" with the next one. Let's just hope this new plan doesn't have anything against allergy shots. According to the reactions I get each time, I'm nowhere near ending them yet.

~QB29

2 comments:

Regina said...

We are frustrated here, too, with the timing. I get my packet tomorrow. Hubby has had his for a week - and for the first time our open enrollment periods overlap instead of having to decide on one without the info on the other. Not my most pleasant task of the year.

CatQuilter said...

We got our information last week for enrollment the middle of November. BUT, the fees for major medical went up 91 percent for us! And that's for a bloody high deductible plan which isn't worth much! Something's gotta change and soon with this stuff.